Have you been thinking about buying a home? Which in turn has
you thinking about applying for a home loan? Some of you may not know that both
Marc and I used to work in the mortgage home loan industry. This experience
comes in extremely handy for our real estate business because we know the back
end finance component.
Marc owned a mortgage group joint venture and I worked as a
loan officer for over 5 years. We have helped home owners obtain the financing
they needed to buy their home. Since then lots of things have changed in the
mortgage industry, but the basics remain the same.
We have built relationships with the best of the best on the
mortgage loan side, you can request our complimentary referrals by sending us
an email HERE and write in the subject line, help connect me with a mortgage
lender.
When it comes to buying a home you have two options:
1) Pay Cash
2) Financing with a Mortgage Loan
Regardless of your financial scenario we take a consulting
approach which helps us better understand your needs and match you with the
appropriate vehicle to get you to your destination.
Here are some quick tips to get you prepared to speak with
your mortgage loan officer:
5 Things You Need To Get an Emi for Home Loan
Proof of Income
Proof of Assets
Good Credit
Employment Verification
Documentation (Driver's license, ID, Social Security #)
Those are just the basics and speaking to a professional who
specializes in mortgage loans will help go into more detail of the specific
documents needed. Being pre-approved before you start house hunting is most
important, when you find the home of your dreams and want to buy it a
pre-approval letter is sent with your purchase offer on the home. This gives
the seller assurance that you are the real deal!
Stay tuned for more of our Commitment of Service Series and
don't forget you can contact us anytime for help with your San Diego real
estate needs!
[Source: http://teamschuco.blogspot.in/2016/01/how-to-get-pre-approved-for-home-loan.html]
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